What does your fund cost?
Every mutual fund comes in a regular plan, bought through a distributor, and a direct plan. AMFI publishes both expense ratios. Type a fund to see them, and what the gap comes to each year at your size.
Search by any part of the name. Figures are yearly, as a share of the fund’s assets, and come out of the NAV rather than being billed.
How to read it
- Regular is the expense ratio of the plan sold through a distributor; direct is the same portfolio bought from the fund house.
- The gap is what the regular plan pays for distribution. Your CAS shows which plan you hold: an ARN code means regular through a distributor, “DIRECT” means direct.
- The rupee figures are the first-year cost of the gap on that amount. A distributor can be worth paying if they help you; the point is to know the number.
Source: AMFI, TER of MF Schemes, latest month available at the last site update. Shown as published; not a rating or recommendation. Compound is analysis, not investment advice.