Reva Money · Calculators · PPF calculator
Work out your Public Provident Fund maturity value at the current 7.1% rate, for 15 years or with 5-year extensions. PPF maturity is tax-free.
| Deposit every year | ₹1.50 L |
|---|---|
| Years | 15 years |
| Interest rate a year | 7.1% |
| After 15 years | ₹40.68 L |
| You deposit | ₹22.50 L |
| Interest, tax-free | ₹18.18 L |
PPF pays a rate the government sets every quarter: 7.1% a year for October to December 2026. The interest and the maturity amount are tax-free.
You can put in up to ₹1.5 lakh a year. The account runs 15 years and can be extended in blocks of 5. The calculator assumes the deposit goes in at the start of each year and the rate stays the same.
Formula: Each year: Balance = (Balance + Deposit) × (1 + r).
About ₹40.68 L at 7.1%, from ₹22.50 L deposited.
7.1% a year for October to December 2026. The government reviews it every quarter, so check the latest rate.
No. Deposits, interest and maturity are all tax-free (exempt-exempt-exempt).
Illustrative only. These figures assume steady returns, which real investments don’t give. They are not investment advice.