Reva Money · Calculators · Lumpsum calculator

Lumpsum calculator

Work out what a one-time investment grows to at a yearly return, and how many years it takes to double.

In shortAt 12% a year your money doubles every 6 years 1 month, so ₹5.00 L becomes ₹27.37 L in 15 years. (Worked out with amount you invest ₹5.00 L, years 15 years, expected return a year 12%.)

Example

Amount you invest₹5.00 L
Years15 years
Expected return a year12%
In 15 years₹27.37 L
You put in₹5.00 L
Growth₹22.37 L
Doubles every6 years 1 month

How it works

A lumpsum is invested once and left to grow. The calculator compounds it once a year at the return you choose.

Formula: Value = P × (1 + r)^n, where P is the amount, r the yearly return and n the number of years.

Questions

How long does money take to double at 12%?

About 6 years 1 month. The rule of 72 (72 ÷ 12 = 6) gives a close estimate.

Lumpsum or SIP?

A lumpsum has more time in the market; a SIP spreads your buying over months. The calculators show each result for steady returns, which real markets don’t give.

Related calculators

Illustrative only. These figures assume steady returns, which real investments don’t give. They are not investment advice.